In reply to bmorris:
I believe the weakness of your approach is you are using a pinlevel predictor/reference model.
Using a transaction-level model gives you a lot more freedom and functionality to handle your problem.
In reply to bmorris:
I believe the weakness of your approach is you are using a pinlevel predictor/reference model.
Using a transaction-level model gives you a lot more freedom and functionality to handle your problem.